Happy New Year to you all!
This is that time of year when we feel obliged to follow the status quo and commit to a new year resolution. Nine times out of ten, it relates to eating less or drinking less alcohol!
Second in the popularity stakes, might well be greater exercise and curbing one's spending habits and putting one's financial house in order.
While thinking about this concept, I decided to put a new spin on my new year's resolution. As you may expect, it relates to financial matters and the continuous quest to cut down on costs and at the same time, generating additional income.
Another habit at this juncture is to take that decision to keep a diary. My intention for 2019 therefore is to keep some sort of a diary, recording my efforts to seize on any opportunity to reduce costs, save money and make money.
Aled Evans
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