Thanks to Martin Lewis at the Money Saving Expert web site here are some of the immediate and simple savings you can make, in order to start clearing your debts:
- Stopping going on holidays abroad
- Stopping going out with friends for dinner, which had usually been a couple of nights a week
- Taking packed lunches instead of buying lunch
- Cutting out buying coffees while at work
- Always using her season ticket and using more public transport, rather than driving
You can use the MSE Forum for help with ideas on cutting back, and one lady with serious debt problems remembers seeing other forumites talking about having debts of £60,000 to £70,000 and realising there were other people with large debts too.
Wishing you a prosperous new year in 2018!
Aled Evans
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