Tuesday, 21 March 2017

Debt card not Credit card!

Credit cards should be renamed debt cards because unless you pay the debt off in full at the end of each month, you will fall further and further into debt given that the service provider will charge interest of at least 15% on your debt!

You could find yourself in that pathetic situation where at least half of the minimum repayment each month will be evaporated paying the high interest charged!

It is the equivalent of throwing your money on to the fire!

The lesson is only spend what you can afford to pay off in full at the end of each month!

In the good old days, wise people would save up before making a purchase. Given the present financial crisis, we may well have to return to this common sense approach!

Aled Evans

Only spend after your boat comes in!

👍


Money saving advice thanks to Martin Lewis

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